Wells Fargo Banking

Florida A&M University and Wells Fargo have teamed up to offer you optional banking convenience with your linked FAMU Rattler Card.

FAMU Rattler Card

Link your FAMU Rattler Card1 to a Wells Fargo Clear Access Banking℠ or Everyday Checking account2
for banking convenience. 



Rattler Card

Florida A&M University and Wells Fargo have teamed up to offer you optional banking convenience with your linked FAMU Rattler Card. Use it as your official student ID, for campus privileges, and for your day-to-day financial needs on and off campus when it’s
linked to a Wells Fargo checking account, with two account options ideal for students. Enjoy no-fee access to Wells Fargo ATMs nationwide, including the Wells Fargo ATMs on campus. Make purchases using your Personal Identification Number (PIN) with your linked FAMU Rattler Card. Faculty and staff are also eligible to participate. Take advantage of this optional benefit today.

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See more details about how we’re making college life a little easier, and find out more by watching our video about the Campus Card Program.

Visit https://www.wellsfargo.com/debit-card/campus-card/famu/ for more details.

The Wells Fargo Campus Card Program offers a convenient way to access your money on and off campus, plus exclusive benefits for students, faculty, and staff with a linked eligible Wells Fargo checking account. See more details about how we’re making college life a little easier, and find out more by watching our video about the Campus Card Program.

 

 

  • Link your FAMU Rattler Card to a Wells Fargo Clear Access Banking℠ account for these exclusive benefits3 during each fee period:

    • No monthly service fee charged.
    • No Wells Fargo fees for up to four cash withdrawals from non-Wells Fargo ATMs in the U.S.4
    • Courtesy refund of one incoming wire transfer fee.5

  • Link your FAMU Rattler Card to an Everyday Checking account to receive the same benefits3 during each fee period, as well as:

    • No fee charged for one overdraft.6

  • Access to additional services such as:

    • The Wells Fargo Mobile® app7 to check account activity, deposit checks8 , transfer funds9 , pay bills, send money with Zelle®10, and set up push notifications, text, or alerts11 to stay informed of your account activity.
    • Learn how to find scholarships, pay for school, manage money, understand credit, and more at CollegeSTEPS®.

Regulations

For information about the major feature and common fees of checking accounts offered through this program, please click on the links below:

The Department of Education’s (ED) Cash Management regulations 34 CFR 668.164(d)(4)(i)(B)(2) (issued October 2015), require institutions participating in T2 (Campus Card) arrangements to list and identify the major  features and commonly assessed fees  as well as a URL for the terms and conditions of each financial account offered under the arrangement.

2023 Financial Disclosure Form

 



 

Linking your FAMU Rattler Card

  • Getting Your Card: Visit the Rattler Card Office site for instructions on receiving your FAMU Rattler Card.
  • Once you have your Rattler Card, you can link it to an existing Wells Fargo checking account or open a new account by speaking with a banker at a Wells Fargo branch (Operating hours and availability will be noted). The closest branch to your campus is: 3400 South Monroe Street

Link your FAMU Rattler Card to a Wells Fargo checking account today!
Link your FAMU Rattler Card to a Wells Fargo checking account today!

Additional protection feature

Your linked FAMU Rattler Card also comes with Zero Liability protection at no extra cost, which means you will be reimbursed for any promptly reported unauthorized card transactions.

Link Your Rattler Card

 

  1. The FAMU Rattler Card is an official school ID and a Wells Fargo Campus Card when linked to a Wells Fargo checking account.
  2. Minimum opening deposit is $25. Monthly service fee for the Everyday Checking account is $10 and can be avoided when the primary account owner is 17 through 24
    years old. Monthly service fee for the Clear Access Banking account is $5 and can be avoided when the primary account owner is 13 through 24 years old. When the primary
    account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee. Everyday Checking and Clear Access Banking customers have other way(s)
    to avoid the monthly service fee. Customers between 13 and 16 years old must open the Clear Access Banking account with an adult co-owner. See a Wells Fargo banker or
    the Consumer Account Fee and Information Schedule available at wellsfargo.com/depositdisclosuresfor more information about other fees that may apply and options to
    avoid the monthly service fee.
  3. These benefits will take effect within 45 days following the linkage of your Campus Card to a Clear Access Banking or Everyday Checking account. Your account must be
    linked to an open, active Wells Fargo Campus Card to remain eligible and receive these benefits. Benefits will end 60 days after your Campus Card is no longer linked and the
    Bank’s standard Clear Access Banking or Everyday Checking account terms and fees apply. For more information, please refer to the Wells Fargo Consumer Account Fee and
    Information Schedule or see a Wells Fargo banker.
  4. Fees charged by non-Wells Fargo ATM operators or networks may apply.
  5. In addition to any applicable fees, Wells Fargo makes money when we convert one currency to another currency for you. The exchange rate used when Wells Fargo
    converts one currency to another is set at our sole discretion, and it includes a markup. The markup is designed to compensate us for several considerations including,
    without limitation, costs incurred, market risks, and our desired return. The applicable exchange rate does not include, and is separate from, any applicable fees. The
    exchange rate Wells Fargo provides to you may be different from exchange rates you see elsewhere. Different customers may receive different rates for transactions that
    are the same or similar, and the applicable exchange rate may be different for foreign currency cash, drafts, checks, or wire transfers. Foreign exchange markets are dynamic
    and rates fluctuate over time based on market conditions, liquidity, and risks. Wells Fargo is your arms-length counterparty on foreign exchange transactions. We may
    refuse to process any request for a foreign exchange transaction.
    Incoming wire transfers received in a foreign currency for payment into your account will be converted into U.S. dollars using the applicable exchange rate without prior
    notice to you.
    For additional information related to Wires and foreign currency wires, please see Wells Fargo's Online Access Agreement.
  6. Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means).
    We charge no more than three overdraft fees per business day. Overdraft fees are not applicable to Clear Access Banking℠ accounts. The payment of transactions into
    overdraft is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is overdrawn or you have had excessive
    overdrafts. You must promptly bring your account to a positive balance.
  7. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
  8. Mobile deposit is only available through the Wells Fargo Mobile® app on eligible mobile devices. Deposit limits and other restrictions apply. Some accounts are not eligible
    for mobile deposit. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. See Wells Fargo’s Online
    Access Agreementand your applicable business account fee disclosures for other terms, conditions, and limitations.
  9. Terms and conditions apply. Setup is required for transfers to other U.S. financial institutions, and verification may take 1 – 3 business days. Customers should refer to
    their other U.S. financial institutions for information about any potential transfer fees charged by those institutions. Mobile carrier’s message and data rates may apply. See
    Wells Fargo’s Online Access Agreement for more information.
  10. Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Terms and conditions apply. U.S. checking or savings account required
    to use Zelle®. Transactions between enrolled users typically occur in minutes. For your protection, Zelle® should only be used for sending money to friends, family, or others
    you trust. Neither Wells Fargo nor Zelle® offers a protection program for authorized payments made with Zelle®. The Request feature within Zelle® is only available through
    Wells Fargo using a smartphone. Payment requests to persons not already enrolled with Zelle® must be sent to an email address. To send or receive money with a small
    business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. For more information, view the Zelle®
    Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier’s message and data rates may apply. Account fees (e.g., monthly service,
    overdraft) may apply to Wells Fargo account(s) with which you use Zelle®.
  11. Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
    Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
    Wells Fargo may provide financial support to Florida A&M Universityfor services associated with the FAMU Rattler Card.
    Wells Fargo Bank, N.A. Member FDIC.